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Never Chase a Payment Again. Cash When You Need It.

iTEM guarantees cashflow by ensuring suppliers are paid per item sold, with full visibility and AI support to help grow faster, smarter, and stress-free.

Core Values to SMEs

  • Guaranteed Cashflow

    Get paid immediately or on your own terms (daily, weekly, after X units, or upon reaching a certain Kes target). No more 90-day waits or cashflow gaps.

  • Eliminate Payment Delays

    Say goodbye to manual follow-ups, lost invoices, or pending LPOs. iTEM automates collections and ensures supplier payout is prompt, instant and transparent.

  • Dashboard to Track Every Sale

    From Mombasa - Nairobi to Kisumu—see where your goods are selling in real time. Know what sells fastest, at what time and which branches need more stock.

  • Smarter Production Planning

    With our predictive AI insights, know when to produce, how much to produce, and where to send your goods. Reduce losses. Increase margins.

  • Direct Retailer Access & Reorders

    Be visible to retailers actively seeking inventory. Accept orders, confirm delivery, and receive instant payments for your goods—all through iTEM.

Made For:

SMEs, Manufacturers, Food Processors, Agro-suppliers, and FMCG Distributors who need faster payments, smarter sales decisions, and access to reliable retail markets.